Life and Protection Insurance

Life and Protection Insurance policies can protect you and your family from the financial consequences of death, a serious accident or illness, or unemployment.


Life Insurance

Life Insurance

Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.

Payment Protection Insurance / Short Term Income Protection Insurance

Payment Protection Insurance / Short Term Income Protection Insurance

Payment Protection Insurance and Short Term Income Protection Insurance can provide a monthly income to help cover your regular outgoings if you can’t work due to an accident, illness/injury or, often as an optional extra, unemployment.

The value of Protection

The value of Protection

Far from being a luxury, Protection Insurance should be considered essential, especially if you have a family or people that rely on your income.

Critical Illness Insurance

Critical Illness Insurance

This type of cover can pay out a (tax-free) lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery.

Income Protection Insurance

Income Protection Insurance

Income Protection Insurance is designed to pay you a regular tax-free monthly income if you become unable to work due to illness or injury.

Personal Finance

Watchdog the CMA confirmed that the bank had charged around 20,000 customers a total of £1.4million in unarranged overdraft fees without alerting them.
Portafina has again been asked by the Financial Ombudsman Service (FOS) to pay compensation to a client following unsuitable pension transfer advice.
Of all the taxes we have to pay, inheritance tax is perhaps the most hated, despite the fact only a minority of estates pay it. But if you are worried about IHT, it can be avoided.
A This is Money investigation has revealed a string of incorrect forecasts sent to people now facing a poorer retirement than they expected.
Tens of thousands of university leavers are risking wasting cash – in some cases over £20,000 – by voluntarily paying off their student loan even though they aren't earning enough to have to